Now I tip with gratitude and grace regardless of how a person takes the tip. I know that whatever I give will flow back to me multiplied many times over, and it is my privilege to be able to pay more. I have also forgiven those whom I loaned money but never saw it returned. I believe that the universe will compensate me for it many times over. And indeed, I realize that have been blessed with opportunities to make much more money than I lost in bad loans.
I have also learnt how to receive with grace. I was not very comfortable taking money, compliments, or gifts. Now I know that it is my own karma that circulated back to me through others and I receive with joy so that givers also feel happy.
I think this course is worth taking again and again till every fiber in my body aligns itself with the philosophy taught by Ken Honda.